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Loan & EMI Calculator

Work out a loan's monthly payment (EMI) and how much of it is interest, see the year-by-year breakdown, model overpayments, and compare two loans. Amounts are shown in the currency selected in the header.

Loan details

Loan amount

Effective interest rate (%)

Tenure

Your loan

Monthly EMI

–

Total interest paid–

Total amount paid–

Principal vs interest

Principal – · – Interest – · –

Enter a loan amount, interest rate and tenure to see your EMI.

See your amortization schedule year-by-year breakdown explore

One row per year, for the full tenure.

Year	Payment	Principal	Interest	Balance

Fill in the loan above to see the breakdown.

Add an extra payment Tap to calculate explore

Extra payment per month

Fill in the loan above, then enter an extra monthly payment.

Compare two loans Tap to calculate explore

Loan A is the loan entered above. Enter a second loan (B) to compare.

Loan B amount

Loan B effective interest rate (%)

Loan B tenure

Fill in both loans to compare them.

Simplified projections based on the values you enter. The interest rate is assumed constant for the whole term; real loans may vary. Figures are shown in the currency selected in the header. For direction, not a binding quote.