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Brutto/Netto Calculator

Estimate your German net salary from gross: income tax (Lohnsteuer), solidarity surcharge, church tax and the four social insurance contributions. Core figures are always in euros.

Your income

Gross salary (€)

Tax class

Number of children Affects the long-term care insurance rate (discount from the 2nd child under 25).

Childless and aged 23 or older Adds the 0.6% childless surcharge to long-term care insurance.

Church tax member

Your net salary

Gross Brutto–

Income tax Lohnsteuer–

Solidarity surcharge Soli–

Church tax Kirchensteuer–

Pension insurance Rentenversicherung–

Unemployment insurance Arbeitslosenversicherung–

Health insurance Krankenversicherung–

Long-term care insurance Pflegeversicherung–

Net monthly salary Netto

–

Enter your gross salary and tax class to see your net.

Add your partner's income optional explore

Optional. Adds your partner's own net and your combined household net. Required for IV mit Faktor, which splits the joint tax by each partner's share of income.

Partner gross monthly (€)

Partner tax class

Partner childless and 23+

Partner pays church tax

Enter your partner's gross to see their net and your combined household net.

Simplified approximation, not the official Lohnsteuer PAP formula. It uses the same piecewise-linear §32a tax approximation as the pension calculator, applies the Grundfreibetrag per tax class (doubled for III, none for V/VI) and a Vorsorgepauschale approximated by your social insurance contributions. It does not account for the Kinderfreibetrag in the tax calculation itself, private health insurance (PKV), or other individual circumstances. Social insurance uses the 2026 employee rates and ceilings. For planning direction, not payroll or filing accuracy.